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I have in the past gone over how the banks charge a much larger payout penalty for fixed rate mortgages [see related articles below]. I pointed out that going to…

Instead of listing off a bunch of reasons, I am going to use two real world examples from people I spoke to today. Case 1: About 10 months ago, my…

Another recent news article on outrageous payout penalty: http://www.cbc.ca/news/canada/edmonton/td-bank-client-devastated-by-17-000-mortgage-penalty-1.2790108? The subjects in the article went to CBC Go Public to get their payout penalty lowered at TD after their efforts…