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There is a very important development in the world of alternative lending. Peer-to-peer lending or what is now more popularly called “marketplace lending” has hit the big times. In December…

I have in the past gone over how the banks charge a much larger payout penalty for fixed rate mortgages [see related articles below]. I pointed out that going to…

Instead of listing off a bunch of reasons, I am going to use two real world examples from people I spoke to today. Case 1: About 10 months ago, my…