Yearly Archives: 2015

I hate payday loans. I think they are a burden to society because they prey on the poor and the uninformed. The Globe and Mail has an excellent but lengthy…

I just came across an article in the LA Times that has the title “What happens if you close an unused credit card account? The article basically says keep the…

There is a lot of confusion about the way multiple credit checks affect your credit rating. Not just amongst the general public but also people in the industry. I have…